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Terms of Use

About our copyrights

  • This website is copyrighted as a collective work in the name of Mike Murach & Associates, Inc.
  • The downloads that are available from our site are also copyrighted individually.
  • In general, that means that you can’t copy, distribute, modify, or create derivative works of the content of this website or any of its downloads without our written permission.
  • However, you do have our permission to download or copy our website content as long it’s for your own personal, non-commercial use.

About your comments and book reviews

  • We welcome your comments and forum postings, but you must accept the responsibility for their accuracy, appropriateness, and legality.
  • When you add comments or forum postings to our website, they become the property of Mike Murach & Associates, Inc., which means that we can use them as we see fit.
  • We also reserve the right to remove comments or postings that are inappropriate.

About our links to other websites

  • In some places, this website provides links to other websites that we think our users might find interesting or useful.
  • However, it is your responsibility to evaluate the content and draw your own conclusions about these websites. We take no responsibility for that.

About our privacy policy

Our use of the personal data that you submit through this website is governed by our Privacy Policy. Please review that policy to understand how the data that you supply may be used.

Disclaimers and warranties

  • We do everything we can to ensure that the content on this website is complete, up-to-date, and accurate. However, we can’t and don’t guarantee that this website is free from errors, inaccuracies, or omissions.
  • This website is provided on an “as is” basis and without warranties of any kind.
  • If you are dissatisfied with this website, its content, or its terms of use, your sole remedy is to stop using this website.

Any questions or comments?

For questions, comments, or assistance, please contact us:

Mike Murach & Associates, Inc.
4340 N. Knoll
Fresno, CA  93722
1-800-221-5528 or 1-559-440-9071

Murach college books and courseware since 1974